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Our Program and Strategy Partners

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Pay off a 30-year home loan in only 7-9 years with payments that are the same as traditional 30-year loan payments while at the same time easily saving more than $100,000 in interest costs. Our partner specializes in Dynamic Banking which helps you to achieve all of the above.

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Without getting into debt, you can tap into the equity of your home, use it to buy another home and then rent your existing home and use the income to pay off your new home. Why not put your equity to work with one of our partner programs that can make it happen for you?

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Many homebuyers can get generous down-payment assistance in the form of a 2nd mortgage which is forgiven after five years if they don’t move out during that time. Who said that there’s nothing free in life. Our partners offer this for multiple buyer types and situations, as well as significant aid to essential community workers in 50 different eligible professions with down payment and closing cost assistance to help first-time, income-qualified homebuyers purchase a primary residence in the communities they serve.

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Sellers who don’t want to do updates/repairs before selling can often net more money than those who do. This happens when we market a home to Buyers who want to use our lending partner’s special purchase-renovation loans that allow them to include all the improvements that they want and pay them off together with the home purchase over 30 years. This saves Sellers time, headaches, and money.

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Buy your new home before you sell the home that you are living in. A Trade Up Program prevents juggling between selling your current home and locking in your new home. The way that it works is that our partner program buys your new home and then gives you 90 days to sell your home and buy your new home back.

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Home buying help for medical profession employees and professionals, as a thank you to them for all that they do to help keep us and our families healthy.

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Veterans can buy a home, with zero down payment, and get an extra $100,000 for renovations or upgrades included in the purchase loan up to $647,000 with no mortgage insurance required. Included are Roof, AC, appliances, kitchen & bathroom upgrades, driveway, landscaping, flooring, windows, patios, fencing, handicap access, room additions and more. One of our lending partners can do it.

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A listing Agent can arrange a turnkey contractor service program that prepares a home for sale. Sellers don’t have to do anything except to get out of the way and relax. Our program partner’s service includes advising on the most cost-effective work that needs to be done, does it all, and then waits until the home has been sold to be paid.

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Home buying help for employees of the teaching profession, as a thank you to them for all that they do to educate our children.

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One can rent almost any home that is for sale on the MLS for up to five years with the right to buy it at any time. This lets one try-before-you-buy a home without the obligation to ever buy. This is also a great program that one of our partners offers for those who need time to build credit before applying for a loan.

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Buyers can buy a home with a zero-down, mortgage loan with no strings attached. This means that to buy a home this way, only closing costs are needed. We have a lending partner that can provide this with no loan amount ceiling.

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If you are 62+ you can buy your dream home, you can make a one-time payment of 60% of the purchase price and never ever make another mortgage payment for the rest of your life again. Why not use the rest of your cash and go sailing? Our partner program has helped many thousands of retirees to do it.

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Home buying help for law enforcement service employees as a thank you to them for all that they do to help keep us and our families safe.

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Home buying help for employees of the emergency services as a thank you to them for all that they do to help us when disaster strikes.

Create your own family bank This strategy allows you to eliminate the need to use home equity or borrow from banks to fund home improvements or a down payment for another property. It’s easy to set up and also offers significant life insurance, wealth transfer, legacy planning, savings, tax, and retirement benefits.

Use an All-in-One loan to buy or refinance a property – It’s a unique mortgage product that combines a home loan with a checking and savings account. This innovative loan structure allows borrowers to use their savings to reduce their mortgage balance and save on interest expenses over time. By consolidating debt and managing finances more efficiently, borrowers can potentially pay off their mortgage faster and build home equity more quickly. 

Save money with an Energy Efficient Mortgage (EEM) This opportunity allows homebuyers to finance energy-saving improvements into their mortgage, resulting in a more energy-efficient home. This program enables borrowers to incorporate the cost of energy-efficient upgrades, such as solar panels or insulation, into their loan amount, potentially reducing utility expenses and enhancing the property’s value.

Use the Gift of Equity when buying a home from a relative The Gift of Equity opportunity allows homebuyers to purchase a home from a relative at a discounted price, with the difference between the sale price and the home’s appraised value considered a gift. This gift of equity can be used as part or all of the down payment, potentially making homeownership more accessible for buyers and facilitating transactions within families. 

Qualify for a home loan with a down payment from a variety of sources Down payments as little as 3% can now be sourced from family members, employer-assistance programs, secondary financing, and even one’s own sweat equity. 

The Sell And Stay Program This is an opportunity to convert your home equity to cash, which you can use to pay down debt, navigate a life event, and more. The way it works is that you sell your home to our partner program and stay as a renter. You retain the right to buy it back later or direct us to sell it if you choose to move. If your home value appreciates, you keep the difference. 

Partner with your IRA to invest in real estatePartnering is when you combine your IRA funds, either with funds from someone else, another IRA, or your personal funds, to invest with a self-directed IRA. Self-Directed IRA investors often choose to partner to maximize their investment opportunity and the funds they have available. Partnering your IRA may let you to pay for a property outright, or at the very least make a larger investment. 

Do you have friends or family in another country who wants to buy property in the us? Did you know that it’s possible for them to get financed right here in the US? Provided that they have a 30% down payment and do not reside in the US, they can buy a property up to $1,500,000 (Minimum loan $75,000).

While proof of income, a valid passport, and visa are required, no US credit, social security number, or TIN number is required, and the property can be a second/vacation home or an income-producing investment property. Associated Realty Partners make it happen!

Real Estate Strategies in a Minute

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